HIGH COURT OF PUNJAB AND HARYANA

Commissioner of Income-tax

v.

Smt. Sonal Bansal

M.M. Kumar, J.

IT Appeal No. 412 of 2007

December 17, 2007

Section 199 of the Income-tax Act, 1961 - Deduction of tax at source - Credit for tax deducted - Assessment year 2002-03 - Whether in relation to interest on Deep Discount Bonds any deduction made of tax at source and paid to Central Government is required to be treated as payment of tax on behalf of ‘owner of security’ or ‘unit holder’ - Held, yes

Circulars and Notifications : Circular No. 2 of 2002, dated 15-2-2002

Facts

The assessee had purchased Deep Discount Bonds 1997 of IDBI at the rate of Rs. 9,700 each on 1-1-2001 from ‘V’ who had originally purchased the same at the rate Rs. 5,500. Thereafter, on 26-6-2002, the assessee had duly filed return declaring her income of Rs. 1,07,140 and claimed credit of TDS of Rs. 91,800 in the return of income that was deducted by IDBI on interest income of Rs. 9 lakhs which was paid by the IDBI to the assessee-secondary purchaser. The Assessing Officer, however, disallowed her claim. On appeal, the Commissioner (Appeals) allowed the entire credit relying on Circular No. 2 of 2002. Further, the Tribunal upheld the order of the Commissioner (Appeals) holding that as per CBDT Circular No. 2 and section 199, the assessee rightly claimed the TDS benefit in the matter because TDS certificate was issued in the name of the assessee being owner and holder of the bond at the time of maturity.

On appeal :

Held

A perusal of the provisions of section 199 shows that any deduction made of tax at source and paid to the Central Government is required to be treated as payment of tax on behalf of the person from whose income the deduction was made. However, with effect from 1-4-1997, amendments were introduced by Finance Act, 1996 which resulted in addition of words ‘depositor’ or ‘owner of property’ or ‘owner of security’ or ‘unit holder’ as the case may be. Therefore, it is clear that any deduction made of tax at source and paid to the Central Government is required to be treated as payment of tax on behalf of ‘owner of security’ or ‘unit holder’. In the instant case, it was obviously the assessee-secondary purchaser who was owner of security and, therefore, tax deducted at source had to be regarded as payment made on her behalf. Moreover, certificate under section 203 had also been issued to assessee. [Para 10]

Further, the Tribunal had rightly interpreted the words ‘owner of the property’ or ‘of the unit-holder’ to mean that the assessee was entitled to the benefit. The aforementioned situation had been made further clear by CBDT Circular No. 2 of 2002 by issuing Guidelines. One of the Guidelines in the CBDT Circular is that the TDS is to be made at the time of maturity of the bond and it is to be issued to the holder of the bond at the time of maturity. It was undisputed fact that the TDS certificate was issued in the name of the assessee being holder or owner of the bond at the time of maturity. Therefore, the case of the assessee was covered by the expressions ‘owner of the property’ or ‘the unit holder’ which were added in section 199 with effect from 1-4-1997. Therefore, the views taken by the Commissioner (Appeals) as well as the Tribunal were the correct views. [Para 11]

Thus, in view of above, the appeal was to be dismissed.

Cases referred to

CIT v. Tanjore Permanent Bank Ltd. [1984] 149 ITR 788/[1987] 30 Taxman 265 (Mad.) [Para 8] and CIT v. Birla Janahit Trust [1994] 208 ITR 372/73 Taxman 465 (Cal.) [Para 8].

Yogesh Putney for the Appellant.